March 20th, 2008
Choosing The Right Policy
Choosing the Right Car Insurance Policy
Types of Insurance
Third party only
Third party fire and theft
Comprehensive
No claims bonus
Legal cover
Breakdown
Courtesy car
Vehicle excess
Third party only
This is the minimum level of insurance cover the law requires you to have to drive a car in the UK.
It does not cover any damage to your own vehicle only your liabilities to other parties. If you crash into someone and you’re to blame then your insurance will cover the damage to the other driver’s car. You’re not covered if the accident was your fault or if your vehicle is stolen or damaged by fire. Third Party insurance is recommended if your vehicle is worth less than £500.