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Probably the most well-known book about creating wealth also happens to be one of the best, if not the best. Think and Grow Rich was written by Napolean Hill in 1960 at the behest of Andrew Carnegie.

Carnegie, who amassed his fortune in steel, is one of the richest people to have ever lived; the book contains his secret for creating wealth. Think and Grow Rich is one of the best-selling books of all time. It is now in its twentieth printing.

Among the people who used Carnegie’s secret in their own endeavors are Henry Ford, Charles Schwab, Theodore Roosevelt, Wilbur Wright, John D. Rockefeller, Thomas Edison, Woodrow Wilson, and Alexander Graham Bell.

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People using debt management plans are taking an average of one month longer to repay their borrowing, according to the latest debt monitor from debt management specialist Chiltern.

According to the company, the average time taken by a person on an informal debt management plan to pay off any existing debt is 12 years and two months, with debt consolidation loans often used to attempt to make debts more manageable.

The debt monitor reveals that the average person on a management plan is confronted by repayments to eight different creditors - a number that could be reduced to one through a process of debt consolidation.

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